I am not a credit card person. I prefer to use cash than card. So that when the statement come, I don't have to scratch my head seeing the bill amount. It is so easily obtained now that coz many people in debt due to over spending. What they want to buy, they just swipe. Buy first, think later kinda thing. The credit cards company do set a certain credit limit but one person can have more than one credit card. Meaning you can have double or triple the credit limit.
If you spending is pilling up with high interest rates, look for credit card that offers %0 balance transfers. Some credit card company offers up to 13 months with no interest charge. You can save some of your money from paying those interest.
If you plan to buy expensive item, check out the 0% credit cards. With it, for the first 6 months you won't be charged any interest for you purchase.
Above all, spend wisely.
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